Subscription Splitter
Different plans, different billing cycles, different members — one figure per person.
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Who shares them
Subscriptions
A twelfth of the annual cost. For anything not billed monthly this is an average rather than a number on a statement.
total across 0 subscriptions, per month
What each person owes
| Person | Total |
|---|---|
| Person 1 | $0.00 |
| Person 2 | $0.00 |
Every cost is converted to a year before it is divided, so services on different billing cycles can be added together at all. A weekly service counts as 52.18 weeks a year rather than 48, which is where the “four weeks in a month” shortcut loses about 8%.
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How it works
To split shared subscriptions, list each service with its cost, its billing cycle, and who is on it — this page converts everything to an annual cost, divides each service between its own members, and gives one monthly and one yearly figure per person.
The hard part of this is not the division, it is the normalisation. A household’s shared services are billed on different schedules — one monthly, one annually, one quarterly, occasionally one weekly — and those numbers cannot be added together as they stand. Everything here is converted to an annual cost first, divided between the people on that particular service, and only then expressed per month. That order matters: dividing a monthly figure and multiplying it back up rounds repeatedly and drifts away from what is actually charged.
Weekly is the cycle that catches people out. There are about 52.18 weeks in a year, not 48, so a service at £3 a week costs £156 a year rather than the £144 that "four weeks in a month" implies — an 8% error, in the direction of underestimating. The monthly figures on this page are therefore an annual cost divided by twelve. That is an average rather than a number you would see on any single statement, and the page labels it as one instead of implying a precision it does not have.
Each service is split only between the people on it, so a family plan four people use and a music subscription two people use produce different shares. A service with nobody selected is shared by everyone, which is the usual case for the household ones.
The annual total at the bottom is the figure worth comparing against an annual plan price. Services almost always discount for paying yearly, and the comparison people usually make — monthly price against the annual price — makes the annual plan look far more expensive than it is.
FAQ
How do you split subscriptions between people fairly?
Divide each service between the people who actually use it rather than dividing the total by everyone. This page does that per service, then adds up each person’s shares into one figure.
How do you compare a yearly plan to a monthly one?
Convert both to the same period. This page converts everything to an annual cost, which is the comparison that works — a monthly price multiplied by twelve is what an annual plan should be measured against, and it is usually higher.
Why is a weekly subscription not four times the weekly price per month?
Because a year has about 52.18 weeks, which is 4.35 weeks per month rather than 4. Using 4 underestimates a weekly cost by roughly 8%.
Can different people be on different subscriptions?
Yes. Each subscription has its own list of members, so somebody who is only on one service pays only for that one.
Is anything saved between visits?
No. Everything is calculated in your browser and nothing is stored or uploaded, so the list is gone when you close the tab.